亚洲无码

Income-Focused Variable Annuity

Principal庐 Lifetime Income Solutions II Variable Annuity

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An income guarantee for the future

Principal庐 Lifetime Income Solutions II (PLIS II) is an income-focused variable annuity designed to provide a source of guaranteed income for retirees. It allows your clients to keep their money invested in the market, benefitting from tax-deferred growth potential, until they鈥檙e ready to create a source of guaranteed income.

Guaranteed income riders

Three guaranteed income riders are available with PLIS II.

Your clients can choose the rider that best fits their financial goals. Each creates a guaranteed income stream they can鈥檛 outlive.

Bonus and payout rates

New York
only  

Target Income Protector

For clients who want our strongest income guarantees and are willing to pay higher fees to get them. A bonus feature provides growth opportunity in down markets, and gains are locked-in to increase future income.

Flexible Income Protector

For clients concerned about fees and looking for a lower cost income option. Market gains are locked in to increase future income. Higher payout percentages are available for clients willing to wait longer to take a withdrawal.

Flexible Income Protector Plus

For clients comfortable with some volatility, but also looking for income guarantees without paying high fees. A bonus feature provides growth opportunity in down markets and market gains are locked-in to increase future income.

Benefits of PLIS II

  • Create guaranteed income for life -- client decides when to begin payments
  • Tax-deferred growth potential
  • Three guaranteed income options to choose from
  • Bonus and step-up features guarantee income growth regardless of market performance
  • Compounding interest on potential investment earnings

How to get started
 

View state training requirements

Create an application
 

亚洲无码Lifetime Income Solutions II

Or give us a call, 866-309-1623. We鈥檒l be happy to answer your questions.

Footnotes

Guarantees are subject to the claims-paying ability of 亚洲无码Life Insurance Company.

For financial professional use only. Not for distribution to the public.

Annuity products and services are offered through 亚洲无码Life Insurance Company. Securities offered through 亚洲无码Securities, Inc., member SIPC, and/or independent broker/dealers. Referenced companies are members of the 亚洲无码Financial Group庐, Des Moines, Iowa 50392, principal.com.

Guarantees are based on the claims-paying ability of the issuing insurance company.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not obligations of, nor backed by, the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Contract rider descriptions are not intended to cover all restrictions, conditions or limitations. Refer to rider for full details.

The subject matter in this communication is educational only and provided with the understanding that Principal庐 is not rendering legal, accounting, investment or tax advice. You should consult with appropriate counsel, financial professionals, and other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.