��������

Do you have a ��������log in? Great: Enter your username and password on the  and view your dashboard.

Don’t have a ��������log in set up? It takes just a few steps.

1. Go to Principal.com. Click “Log in” in the upper right corner.
2. Click “New user? Register here,” then “Individuals.”
3. Enter your first name, last name, date of birth, phone number, and your ID number (either your Social Security Number or a number provided by your employer) or zip code. (We will use the phone number to text or call you to verify your identity; see Step 5.)
4. Click the box “I consent to doing business electronically.”
5. If your phone number matches our records, you’ll receive a one-time code via text. If not, you’ll be asked to verify your identity by answering a few questions from a trusted third party.
6. Create a username and password, and provide an email address. (We recommend using an email you’ll keep even if you change jobs.)
7. Select and answer three security questions, which we’ll use if we ever need to verify your identity.
8. You’ll receive a confirmation email, but can log in and begin viewing your account information.

Need help creating or managing your online account?  (PDF).

•  (PDF)
•  (PDF) for Brokerage IRA only (if you have a ��������Bank IRA, please call 800-672-3343 for appropriate form)
•  (PDF)
•  (PDF)

To view or download a prospectus, visit , click on "Investment products," then the type of product, then the "Prospectus" button.

Submit completed forms to your financial professional or directly to ��������Funds. 

Mail completed forms to: ��������Funds, P.O. Box 219971, Kansas City, MO 64121-9971
For overnight delivery: ��������Funds, 430 W 7th St., Ste 219971, Kansas City, MO 64105-1407

Choose from the list of forms below.

For use with your existing ��������Funds 403(b)(7) account.

Request a distribution from a 403(b)(7) account.

Establish a non-retirement account (Individual, Transfer on Death, Joint, UTMA, or Trust/Corporation/Partnership/Other Entity).

Establish an automatic exchange of shares between funds in your account.

Establish automatic investments into your ��������Funds account from your checking or savings account.

Add or change beneficiaries on your retirement account.

Designate the Beneficial Owners and the Control Person on a legal entity account.

Update your broker/dealer and/or financial professional information on your account.

Establish check-writing privileges on a new or existing money market fund in your non-retirement account.

Change the cost basis election on your existing non-qualified account.

Establish a Direct Deposit plan to automatically deposit all or part of your paycheck, Social Security, or government agency payments, directly to your ��������Funds account.

Establish a Coverdell Education Savings Account.

Review this document before establishing a Coverdell Education Savings Account, and keep a copy for your records.

Request a distribution from a Coverdell Education Savings Account.

Transfer a Coverdell Education Savings Account (ESA) from another institution to ��������Funds.

Add banking information to your account to facilitate electronic purchases and redemptions.

Establish 72(t) distributions from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA.

Establish a Traditional or Roth IRA account.

Request a distribution, including Required Minimum Distributions, from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA account.

Review this document before establishing a Traditional IRA, Roth IRA, or SEP IRA, and keep it for your records.

If you would like to roll over funds from a qualified plan or IRA (including those made payable to you) into a ��������Funds IRA, use this form.

For a Trustee-to-Trustee Transfer/Rollover of a Traditional IRA, Roth IRA, or Rollover IRA from another institution to ��������Funds.

Request a legal name change for your account.

Transfer a non-retirement Certificate of Deposit (CD), mutual fund, or other investment to ��������Funds.

Request a one-time distribution from your non-retirement account.

Establish a POA (Power of Attorney) or recertify an existing POA annually.

Establish a non-retirement account (Individual, Transfer on Death, Joint, UTMA or Trust/Corporation/Partnership/Other Entity) in the ��������Private Credit Fund I.

Establish a non-retirement account (Individual, Transfer on Death, Joint, UTMA or Trust/Corporation/Partnership/Other Entity) in the ��������Real Asset Fund.

Add or update the Primary/Secondary Administrators on your Sponsor Service Center plan.

Establish an investment-only employer-sponsored retirement plan, such as a 401(k), Profit-Sharing, or Money Purchase Pension plan (for use by plan trustees).

Enroll in your employer's investment-only, such as a 401(k), Profit-Sharing, or Money Purchase Pension plan (for use by plan participants).

Change the registration of your non-retirement account or transfer shares from your account to another non-retirement account with a different registration.

Request a Required Minimum Distribution from your Traditional IRA, SIMPLE IRA, SEP IRA, or 403(b)(7) account.

Open a Beneficiary IRA or take distributions from an existing Beneficiary IRA.

Notify us of accounts eligible for linking under Rights of Accumulation (ROA), or establish a Statement of Intent (SOI).

Convert your Traditional IRA into a Roth IRA.

Establish a SEP IRA plan (for use by employers).

Establish a SEP IRA account (for use by plan participants).

Submit initial employer contributions for participants in a SEP IRA (for use by employers).

Transfer a SEP IRA (or roll over a qualified plan) from another institution to a SEP IRA with ��������Funds.

Establish a SIMPLE IRA plan (for use by employers).

Establish a SIMPLE IRA account (for use by plan participants).

Establish a SIMPLE IRA Plan agreement between employer and employee.

Establish or amend salary deferral contributions to your SIMPLE IRA account.

Submit initial employer contributions for participants in a SIMPLE IRA plan (for use by employers).

Transfer a SIMPLE IRA from another institution to ��������Funds.

Establish systematic withdrawals from your ��������Funds non-retirement account to your checking or savings account.

Form to authorize an individual to be listed as an Authorized Caller on a ��������Funds, Inc. account.

Use this form to transfer ownership of an existing account registered as a Transfer upon a Death.

Establish a Transfer On Death (TOD) registration on a new or existing account.

Grant online account authorization on a trust or corporate account.

Use this form to certify trustees on a trust account.

Log in to your ��������account to view your dashboard. Click on “Personal summary,” then the product box “Annuity.”

For an annuity contract purchased through a financial professional, download:

•  (PDF) for name changes, address change or lost contract
•  (PDF) available on nonqualified contracts only
•  (PDF) voided check attached to form required

Where your coverage comes from makes a difference when it comes to the forms you fill out. Choose the option below that best describes your situation.

Option 1: You have group life insurance through work.

For group life insurance policies, claims can be submitted via 

Additional forms:

If you wish to file a paper claim, after you click the link to open the form, click options and Download PDF to print a blank claim form and submit via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

Option 2: The individual life insurance policy was purchased through a financial professional.

To get started with your claim, complete, electronically sign, and submit the .

If you wish to file a paper claim, after you click the link to open the form, click options and Download PDF to print a blank claim form. Then submit to us via:

• Email: IndClaims@exchange.principal.com
• Fax: 866-894-2096

Option 1: You have short-term or long-term disability coverage through work.

For group disability insurance claims for sickness, injury, pregnancy, or mental health conditions, first sign in to your principal.com account, then complete and submit your .

If you wish to file a paper claim, click the link below to open the form, click options and Download PDF to print a blank claim form.

The doctor can also complete their section of the  or you can provide them the .

Submit printed forms via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

Option 2: You purchased your own individual disability coverage.

Simply download and complete the form(s) you need:

• Complete the online submission of your disability claim or if you prefer to send via fax, mail or email, complete the PDF form:
  •  (PDF)
  •  (PDF)
• If your claim is psychiatric and/or substance abuse related, we’ll need these forms:
  •  (PDF)
  •  (PDF)
• Send your form(s) to:
  • Mail: ��������Life Insurance Company
    Attn: Individual Disability Claims Department
    711 High St.
    Des Moines, IA 50392
  • Email: IndividualDisabilityClaims@exchange.principal.com
  • Fax: 866-317-4526
  • Phone: 800-422-3788

You and your employer can each click this link to complete, electronically sign and submit the .

New York customers: Complete and submit the .

You'll need to provide the form to your doctor to complete and submit the Attending Physician's Statement.

If you wish to file a paper claim, after you click the link above to open the form, click options and Download PDF to print a blank claim form. Submit printed forms via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

You and the employer can each click this link to complete, electronically sign and submit the . You'll need to provide the form to your doctor to complete and submit the Attending Physician's Statement.

If you wish to file a paper claim, after you click the link above to open the form, click options and Download PDF to print a blank claim form. Submit printed forms via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To file a hospital indemnity claim, first sign in to your principal.com account, then complete and submit the .

If you wish to file a paper claim, click this link to open the , then click options and Download PDF to print a blank claim form.

Submit printed forms via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To start a PFML claim, complete and .

Or, complete and submit the appropriate PFML claim form:

•  (PDF)
•  (PDF)
•  (PDF)
•  (PDF)

To file a wellness/health screening claim under your critical illness, accident or hospital indemnity policy, first sign in to your principal.com account, then complete and submit the .

If you wish to file a paper claim, click this link to open the , then click options and Download PDF to print a blank claim form.

Submit printed forms via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

For dental claims: Log in to view information on your dashboard.

For vision claims: Visit . You’ll need to create an account using your member ID found on your ID card (don't use your Social Security number).

For individual coverage purchased through a financial professional, download:

•  (PDF) for name changes, premium or frequency changes, and changes of address
•  (PDF)
•  (PDF)
•  (PDF); Online beneficiary changes are available on some life insurance policies—just  to your account.
•  (PDF)
•  (PDF)
•  (PDF)
•  (PDF)
•  (PDF)

For a disability policy purchased through a financial advisor, download:

•  (PDF) for name changes, frequency changes, or an address change.
•  (PDF)
•  (PDF)
•  (PDF)
•  (PDF)

•  (PDF) for individuals in the state of Washington only.
•  (PDF) for individuals in the state of Rhode Island only.
•  (PDF) for individuals in all states other than Rhode Island and Washington.

Log in to your account. On your dashboard, look for the “defined contribution” box on the left. Click the button “I want to …” and scroll to “View the full account.” Click on “Contributions,” then “Manage contributions.” You can adjust the dollar contribution and frequency, too.

. Once you've logged in, you'll see a dashboard with all your accounts on one page. Each account's beneficiaries must be updated separately. On a desktop computer, you can update your beneficiaries in one of two ways:

1. On the left side of the dashboard, you'll see a "card" for each account, such as "defined contribution." In that card is a drop-down button that says "I want to." Click on it and scroll to "View the full account." You'll be directed to a dashboard for that account. Then, click on "Overview" and scroll to "Beneficiaries." You can add or change primary and contingent beneficiaries on this screen.
2. On the left side of the dashboard, click on the name of the account, such as "defined contribution." You'll be directed to a dashboard for that account. Then, click on "Overview" and scroll to "Beneficiaries." You can add or change primary and contingent beneficiaries on this screen.

If you are on the ��������app: Once you've logged in, you'll see a list of all your accounts. Click on the account to update. Then, on the top right corner, click the three horizontal lines; scroll to "Beneficiaries." You can add or change primary and contingent beneficiaries on this screen. Remember: Each account's beneficiaries must be updated separately.

If you prefer to change beneficiaries by using a form, use one of these beneficiary forms:

•  (PDF)
•  (PDF)
•  (PDF)

•  (PDF, 402f): Have questions about Rollover IRA rules? Get the basics about how to rollover, how much you can rollover, how rollovers can affect your taxes, and more.
•  (PDF): Typically there are four options when you are eligible to take money out of a former employer’s retirement plan, find out what the advantages and drawbacks are for each option.

Do you have a Principal.com account? Great, you can  and it takes just a couple of steps. First, click on “My profile” on the top right. Select “Manage delivery preferences,” and check the box for “Tax documents.” Click the “View terms (PDF)” button, select email notification, and select the email to send notifications. Your e-documents should be available the next day.

Are you a ��������Funds account holder? Log in to Principal.com and select your ��������Funds account. Under "Statements & History," select "Statements & Tax Forms." Click the "Tax Forms" tab.

Don’t have a Principal.com account yet? No problem. To get started, view .

As you set up or update your account, we recommend using an email that you’ll have forever—not one associated with a work account.